Nandini Natarajan is Chief Executive Officer – Executive Director of the Connecticut Housing Finance Authority (CHFA), the state level housing finance agency in the State of Connecticut. Nandini is the first woman and first person of color CEO in the organization’s history. Prior to joining CHFA, Nandini was the Chief Financial Officer of the Illinois Housing Development Authority for six years. During her tenure at CHFA, Nandini has led the development and implementation of key programs like Time to Own, MyHomeCT and Build for CT using state resources. These important programs have been pivotal to the state’s housing agenda and economic recovery during and after the COVID pandemic. 

Nandini has served on the National Council of State Housing Agencies Board of Directors since 2020 and is a member of the Federal Home Loan Bank Boston Advisory Council. She attended Smith College in Northampton, Massachusetts, where she earned a bachelor’s degree in computer science and mathematics. Nandini holds a master’s in computer science from the University of Massachusetts, Amherst. She is a graduate of the NeighborWorks Achieving Excellence Program. 

Theresa (“Terry”) Caldarone is Connecticut Housing Finance Authority’s (CHFA) General Counsel with more than 35 years of combined experience in the practice of law in both the private and government sectors. As General Counsel, Terry is responsible for the management of the Legal Department, which handles all legal matters for CHFA. Terry also serves as a strategic advisor to CHFA’s Executive Team and is CHFA’s Ethics Officer. Before joining CHFA, Terry served as Corporation Counsel and Counsel to the Mayor of the City of Waterbury. Prior to representing Waterbury, Terry was engaged in the private practice of law representing debtors and trustees before the United States Bankruptcy Court, District of Connecticut. Terry served as a law clerk to the Honorable Martin V.B. Bostetter, Jr., Chief Bankruptcy Judge for the Eastern District of Virginia. 

Joyce Ciampi is the Director of Internal Audit at the Connecticut Housing Finance Authority (CHFA), overseeing audit and advisory services for CHFA. Joyce has over 30 years of audit and accounting experience. She has been in this role for nearly 15 years and has previously held management positions in private industry, leading teams to assist organizations in achieving business objectives and strengthening control processes. She has a bachelor’s degree in accounting from the University of Connecticut and is a Certified Public Accountant (CPA) and Certified Internal Auditor (CIA).

In her free time, Joyce enjoys travelling abroad, frequent trips to Newport, and most importantly, spending time with her family. Joyce is dedicated to providing risk-based and objective assurance and advice to assist CHFA in achieving its mission. 

Pasquale Guliano serves as the Managing Director of Multifamily at the Connecticut Housing Finance Authority (CHFA). Pasquale joined CHFA in 2010 as an Administrator of Multifamily Asset Management and again as Managing Director of Multifamily in 2022. Pasquale has over 30 years of experience in real estate investment, development, and finance. Prior to returning to CHFA, Pasquale served as the Managing Director of Belfonti Companies, where he led real estate development and investment opportunities.

In his current role as Manager Director of Multifamily, Pasquale ensures the strategic stewardship of CHFA’s affordable rental financing in an effort to expand opportunity for low- and moderate-income Connecticut families. Pasquale holds a bachelor’s degree from Wesleyan University and a juris doctor from the University of Bridgeport School of Law.

Lisa Hensley serves as the Managing Director of Homeownership Programs for the Connecticut Housing Finance Authority (CHFA), a position she has held since 2021. She is responsible for creating and managing all CHFA’s first-time homebuyer loan programs to include first mortgages and down payment assistance to make housing more affordable, and its foreclosure prevention programs to keep families in their homes.

Previously, Lisa served as the Senior Vice President of Single-Family programs for the DC Housing Finance Agency. Her 6-year tenure was dedicated to increasing affordable housing through financing opportunities and sustaining homeownership through various special programs created to prevent foreclosure and homeowner displacement. Previously in her career, she worked in various roles in the Mortgage Banking industry where she acquired her passion for affordable housing.  

Maura Martin has served as Managing Director of Administration for the Connecticut Housing Finance Authority (CHFA) since 2020, overseeing a number of operational areas, including Human Resources, Contracts and Procurement, Facilities and External Communications. She has over 35 years of experience in government and communications. Maura joined CHFA in 2013 as the Legislative Program Officer, focusing on federal advocacy of affordable housing issues and board policy.

Prior to CHFA, Maura served two terms as First Selectman in her hometown of Thomaston, Connecticut. In addition to her background in state and local government, Maura was engaged at Connecticut Public Television and Radio for 11 years, most recently serving as Executive Producer of Local Programming. Maura earned a bachelor’s degree in English from Middlebury College and a juris doctor from the University of Connecticut School of Law.  

As the Chief Information Officer of the Connecticut Housing Finance Authority (CHFA), Suresh Menon is responsible for overseeing the strategic direction and management of CHFA’s information technology (IT) resources. With a focus on innovation and efficiency, Suresh ensures that CHFA's IT infrastructure and systems are optimized to support its mission of providing affordable housing opportunities. With over 35 years of experience in IT, Suresh specializes in aligning IT initiatives with business goals, enhancing operational efficiency, and driving innovation.

Prior to joining CHFA, he held senior IT leadership and management positions providing technology solutions in the Mortgage, Banking, Telecommunications, and Energy Services industries, where he spearheaded numerous projects that modernized legacy systems, implemented cutting-edge technologies, and built high-performing IT teams.  

Rob Michalik serves as the Director of Government Relations for the Connecticut Housing Finance Authority (CHFA). In this role, Rob oversees the state and federal legislative initiatives of the organization and provides information and research services to key stakeholders, including legislators and other public officials. He has extensive experience in politics and government at both the state and federal levels, having previously managed a congressional office and having formerly directed legislative affairs for the Connecticut Department of Economic and Community Development and Connecticut Innovations.

Rob holds a bachelor’s degree in political science, along with master’s degrees in political science and business administration. When not at work, Rob serves on two non-profit boards and on a local land use commission. He also enjoys reading, the outdoors, and University of Connecticut basketball. 

Marcus Smith is the Director of Research, Marketing, and Outreach at the Connecticut Housing Finance Authority (CHFA), where he leverages the power of data and storytelling to help drive the organization's statewide impact. Marcus has spent over two decades championing mission-driven organizations dedicated to strengthening communities through access to quality, stable, and affordable housing.

Before joining CHFA, Marcus served as the director of the Healthy Homes Program at the Connecticut Children's Medical Center where he worked to build bridges between healthcare professionals and housing practitioners. Prior to that, he spent 12 years with Sheldon Oak Central, a nonprofit community development organization in Hartford. Marcus holds a bachelor’s degree in history from the University of New Hampshire and earned his master’s degree in business administration from the University of Connecticut.  

Hazim Taib is the Chief Financial Officer at the Connecticut Housing Finance Authority (CHFA). Hazim joined CHFA in December 2013 and has over 25 years of experience in public finance and capital markets. Prior to joining CHFA, he served as the Chief Financial Officer at Illinois Housing Development Authority (IHDA) and oversaw IHDA’s housing and bond programs.

Hazim holds a bachelor’s degree in finance and a master’s degree in business administration from Indiana State University, a graduate certificate in accounting from Keller Graduate School of Management and a diploma in public administration from Universiti Teknologi MARA Malaysia. In his free time, Hazim loves traveling and enjoys discovering new cultures.