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Connecticut Housing Finance Authority

  • Homebuyers & Homeowners


    Homebuyers

    Understand the basic steps to becoming a homeowner.

    • All Homebuyer Mortgage Programs
    • CHFA First-time Homebuyer Guide
    • CHFA Homes For Sale
    • Homebuyer Education


    Homeowners

    Are you experiencing financial hardship? CHFA has programs that may help you.

    • Emergency Mortgage Assistance Program (EMAP)
    • Foreclosure Prevention Resources
    • Reverse Annuity Mortgage (RAM)
    • Mobile Manufactured Home Refinance Program
    • MyHomeCT
  • Lenders, Real Estate Agents, Counselors


    Lenders

    • Loan Reservation Lock Policies Q&A
    • Loan Origination System (LOS)
    • Mortgage Program Resources
    • Lender Forms
    • CHFA Participating - HUD Approved Counselors
    • Marketing Materials
    • Federal Recapture Tax
    • Training & Events


    Real Estate Agents

    • Homebuyer Mortgage Programs
    • CHFA Participating - HUD Approved Counselors
    • Marketing Materials
    • Interest on Real Estate Brokers Trust Account
    • Training & Events


    Counselors

    • Homebuyer Education Calendar
    • Submit Class Schedules
    • Counselors Resource Center
    • Counselor Forms
    • Payment Request Policy
    • Marketing Materials
    • Training & Events
  • Developers, Owners & Property Managers


    Developers

    • Tax Credit Programs
    • Housing Developer Financing Products
    • Multifamily Interest Rates
    • Design and Construction Criteria
    • Consolidated Application


    Owners and Property Managers

    • Compliance Reporting and Property Look-up
    • LIHTC Compliance
    • Project-Based Section 8 Assistance
    • Income Limits and Gross Rents Look-up
    • Capital Improvement Resources and Financing
    • Property Management Resources
 
 
We've rebranded!

We've rebranded! We're thrilled to share our fresh new look and direction.

Learn More about
Time to Own slide

The Time to Own is now!

CHFA's new forgivable down payment assistance loan can help you purchase your first home.

Learn More about The Time to Own is now!
Build For CT image

An exciting new program

to develop housing for middle-income households

Learn More about An exciting new program
HNA

The Housing Needs Assessment

examines the gaps in Connecticut’s housing supply and highlights the trends that have shaped the state’s housing market.

Learn More about The Housing Needs Assessment
The Intersect: A CHFA Blog

The Intersect: A CHFA Blog

Insight and reflections on the ways housing touches our lives.

Learn More about The Intersect: A CHFA Blog
Homebuyers &
Homeowners
  • CHFA First-time Homebuyer Guide
  • All Homebuyer Mortgage Programs
  • CHFA Homes For Sale
  • Homebuyer Education
  • CHFA- Participating Lenders
  • Loan Status Information
  • Foreclosure Prevention Resources
Lenders, Real Estate Agents, Counselors
  • Homebuyer Mortgage Programs 
  • Income - Sales Price Limits -Targeted Areas 
  • CHFA Mapping Tools
  • Loan Status Information
  • CHFA Participating - HUD Approved Counselors
Developers, Owners &
Property Managers
  • Multifamily Affordable Housing Financing
  • 2024 and 2025 QAP, General Info and Forms
  • Asset Management/Compliance Guidelines
  • Property Management Resources
  • Design and Construction Criteria
  • Consolidated Application Materials

Interest Rates

Today's Homebuyer Rate
Residential

-.--- %* Click for APR

Recent Multifamily Rate
Commercial

-.--- %*

*Rates are subject to change. Additional fees may apply.

Subscribe to one or more of our mailing lists to receive updates on news, events and funding opportunities with CHFA. If you are currently receiving updates from CHFA, you are all set. Thank you.

 

General News

  • CHFA Awards $14.8 Million in Federal Tax Credits to Develop 550 Rental Homes

    VIEW DETAIL
  • State Invests $87 Million to Expand Housing Access Across Connecticut

    VIEW DETAIL
  • CHFA Expands Small Multifamily CDFI Loan Program with $10 Million in New Funding

    VIEW DETAIL
  • 9 Developments Across CT Receive State Financing

    VIEW DETAIL
  • Connecticut Expands Support for Middle-Income Housing with Build For CT

    VIEW DETAIL

Events

/ view all
  • May
    14
    11:00 AM - 12:30 PM

    Loan File Submission - Webinar for Originations, Processing & Underwriting

    View Details
  • May
    14
    04:00 PM - 05:00 PM

    Special CHFA LIHTC QAP Task Force Meeting

    View Details
  • May
    15
    11:00 AM - 12:30 PM

    Closing / Post-Closing Training- Webinar for Closing, Funding, Shipping/Delivery & Loan Purchase

    View Details
  • May
    26
    (All Day Event)

    Memorial Day - Office Closed

    View Details
  • May
    28
    12:00 PM - 01:00 PM

    QAP Task Force Meeting - Cancelled

    View Details
  • May
    28
    01:00 PM - 02:00 PM

    Mortgage Committee Meeting

    View Details
Click here to watch the live stream of CHFA Board of Directors and Committee Meetings. (Live stream will be available at the start of each meeting. See agenda for schedule details.)

 

 

Quicklinks

  • icon-papers 2024 and 2025 LIHTC QAP
  • icon-device UniteCT Moving Assistance Program
  • download_funding_schedule UniteCT Eviction Prevention Fund
  • icon-hardhat2 UniteCT Workforce Rental Assistance
  • icon-book Research, Data, & Reports
  • icon-hardhat2 Supplemental Collapsing Foundation Loan Program
  • approved_lenders CHFA- Participating Lenders
  • icon-calendar-24_blue Homebuyer Education Calendar
  • for_rent_icon Find a Place to Rent
AR_2023_cover

CHFA Annual Report 2023

The Connecticut Housing Finance Authority (CHFA) submits an annual report to the Governor, the Auditors of Public Accounts each year. Download the Full Report and Audited Financial Statements.

           2023 HIGHLIGHTS

1,761


units of affordable multifamily
housing reached initial closing

3,147


mortgages to first-time homebuyers, totaling
more than $737 million

Success takes many forms at CHFA!

We celebrate first-time homebuyers moving into their new homes and struggling homeowners who are receiving emergency help to stay in their homes. We finance new affordable housing and applaud at a ribbon cutting and celebrate when financing for renovations  turn worn-out apartments into  comfortable new homes.
 
Why did you pick CHFA for your mortgage? 

I bank with Liberty Bank, and when I talked to them about a mortgage, they said CHFA would be the best option for me.  I also did some research on my own.  

Would you recommend CHFA?
I definitely would, actually I have already! I told my friends it was not as hard to buy a house as I thought it would be.   

How did it go?
The process was smooth and I was able to find information to help on CHFA’s website. I took the online homebuyer education course too. The closing went well. I wasn’t really sure what to expect, but after taking the education class, I understood the terms.

Why did you buy a house?
Renting an apartment is OK, but I didn’t like that I couldn’t paint or do anything to make an apartment more my own. I knew I wanted to live somewhere that would be close to my job and my family, but I wanted something just for myself. I’m proud that it’s mine! My mom, Patricia Moseley, is a  REALTOR® and she helped me find my house.  It’s just been a couple of weeks, but I already feel like I’ve been here forever!

Smiling Young Lady
 
 

Contact Info

icon-marker 999 West Street • Rocky Hill, CT 06067
icon-phone(860) 721-9501 
icon-mail Email
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