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Over the past 40 years, the Connecticut Housing Finance Authority (CHFA) has helped more than 128,600 families and individuals achieve homeownership. In addition, CHFA has provided financing for the acquisition, construction and/or rehabilitation of more than 35,800 units of affordable rental housing for families and the elderly across Connecticut.  

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Foreclosure Prevention for Homeowners

CHFA has programs for homeowners at risk of losing their homes, including the Emergency Mortgage Assistance Program (EMAP) and free counseling services. Please note that borrowers with FHA loans are now eligible to apply for EMAP loans. If you have questions about an application previously submitted for the FEHLP, please CHFA’s Call Center 860-571-3500 or 1-877-571-CHFA (toll free).

Homeownership

Are you in the market to purchase a home? Browse here to learn about CHFA’s affordable mortgage programs, tools and resources for homebuyers, and homeowners.

Rental Housing

Are you planning to develop affordable multifamily rental housing? Do you manage or own a multifamily development? Browse here to learn about the financing programs, tools and resources that can assist developers, Management Agents, Owners and renters of affordable housing in Connecticut.

CHFA Success Stories

Are you wondering how CHFA has helped to expand affordable housing opportunities in Connecticut? Browse here to learn how CHFA has successfully partnered with developers, communities, state agencies and non-profit organizations in creating innovative, affordable housing that meets the needs of Connecticut’s residents.

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Today's Homebuyer Interest Rate

2.750%*

(APR range 2.85 - 3.25%)

**on a 30 year fixed mortgage with 3.5% down. Income limits apply. Click here to see a complete listing of home buyer interest rates and loan programs.