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Legal Disclaimer

Terms and Conditions of Use

Thank you for visiting the Connecticut Housing Finance Authority (“CHFA”) website (this “Website”).  Your access to this Website is subject to the following terms and conditions of use (“Terms and Conditions”) as well as to all applicable laws.  Where the words “you” or “your” appear herein, it shall be deemed to include both you and any organization you represent in accessing this Website.  By using this Website, you agree, without limitation or qualification, to be bound by these Terms and Conditions.  CHFA may modify these Terms and Conditions from time to time by updating this posting.  Your continued use of this Website following the posting of any modification signifies your acceptance of such modification.  You are advised to periodically visit this page to review the current Terms and Conditions. CHFA reserves the right in its discretion to terminate or suspend your access to and use of this Website without notice, for violation of these Terms and Conditions.

Conduct

You agree that you will access this Website only for lawful purposes and that you are solely responsible for knowing and abiding by all laws, rules and/or regulations pertaining to your use of this Website.  You agree that you will not use this Website in any way that may damage or disable this Website, alter, damage or delete any content posted on this Website in any manner, or disrupt or impede the flow of communication.

Use of Materials

All information, documentation and other content posted on this Website is owned by CHFA.  Without limiting the foregoing, all texts, graphics, images, marks, and logos (collectively the “Materials”), are the property of CHFA.  CHFA authorizes you to view, copy and reproduce any of the Materials for your own internal use.  You may not sell or modify the Materials or display, externally distribute or otherwise use the Materials in any way or for any purpose other than as expressly provided for.  Nothing on this Website should be construed as granting any license under any of CHFA’s intellectual property rights.  CHFA prohibits the use of the CHFA logo or any of the graphics or images contained in this Website unless such use is pre-approved in writing by CHFA.  All rights not specifically granted herein are reserved by CHFA.

No Warrantees

The information contained in this Website has been prepared by CHFA for informational purposes only. While CHFA intends to offer the most current and accurate information, it makes no warranty or representation of the usefulness, completeness, accuracy, reliability or timeliness of the Materials or of the results to be obtained from using this Website or the Materials.  CHFA makes no warranty that this Website will be error free, problem free or that it may be used without interruption.  CHFA disclaims responsibility or liability for damages or losses of any nature arising from the use of this Website and the Materials and makes no warranty that damages or losses will not be sustained as a result of such use.  Use of the Website and the Materials is at your own risk. 

THE WEBSITE AND THE MATERIALS ARE PROVIDED TO YOU “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

In no event shall CHFA or any of its directors, officers, employees, representatives, or agents be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits and/or other losses) resulting from your use or inability to use this Website and/or the Materials, whether based on warranty, contract, tort or any other theory in law or equity.

External Links

This Website may contain links to other websites. Links to external or third party websites are provided solely for your convenience.  The presence of a link does not imply any endorsement of the material on the website or any association with the website’s operators.  CHFA makes no representation and accepts no responsibility or liability regarding the quality, safety, suitability or reliability of any external website or the content or materials of such websites.  Use of linked sites is strictly at your own risk.

Indemnity

You agree to defend, indemnify and hold CHFA, its directors, officers, employees, representatives and agents harmless from and against any claims, actions, demands, suits, proceedings, losses, damages, costs and expenses, including, without limitation, attorneys’ fees arising from or relating to your access and/or use of this Website or the Materials.

Privacy Notice

When you access this Website, certain technical information about your visit, which does not identify you personally, is automatically gathered and stored, and is used to assess what content is of most interest to users.

The following is some of the information which may be collected and stored automatically from all users accessing this Website:

    • The Internet domain and the Internet Protocol address from which you access this Website;
    • The type of browser and operating system used to access this Website;
    • The date and time you access this Website;
    • The pages you visit on this Website;
    • If you linked to this Website from another website, the address of that website.

Certain web pages on this Website use “cookies”.  Cookies do not disclose your name or e-mail address to a website.  They are small amounts of information that are either used for the duration of a session (“session cookies”) or saved on a user’s hard drive in order to identify that user, or information about that user the next time the user logs on the  Web site (“persistent cookies”).  CHFA does not use persistent cookies and does not retain any information collected by session cookies.  The use of session cookies is for the purpose of allowing the user to interact with this Website in a more effective manner. 

CHFA does not collect personal information from visitors to this Website.  However, if you communicate by e-mail with this Website, or provide your e-mail address to CHFA in some other manner, your communication and e-mail address become part of a public record, which may be subject to public inspection and copying if not protected by federal or state law.

General

These Terms and Conditions will be construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law provisions.  The provisions of these Terms and Conditions are severable.  If any provision is determined to be unenforceable, such unenforceability will not affect any other provision and the Terms and Conditions will be construed as if such unenforceable provision had not been contained herein.  No waiver by CHFA of any right under or provision of these Terms and Conditions will be deemed to be either a waiver of any other such right or provision or a waiver of that same right or provision at any other time.